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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,773 | $135,956+58.7% | $123,894+74.2% | $273,972-21.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.11% | 56.63%-50.5pp | 47.52%-41.4pp | 41.46%-35.3pp |
| Employer contribution / active EE | $10,269 | $5,170+98.6% | $4,617+122.4% | $4,869+110.9% |
| Participant deferral / active EE | $10,742 | $6,343+69.4% | $5,984+79.5% | $5,287+103.2% |
| Admin fee / account holder | $18,976 | $9,817+93.3% | $8,357+127.1% | $10,133+87.3% |