Retirement plan

ENSERV, INC. 401(K) PROFIT SHARING PLAN

Name: ENSERV, INC. - ENSERV, INC. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: ENSERV, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENSERV, INC. 401(K) PROFIT SHARING PLAN, ENSERV, INC.

ENSERV, INC.EIN 54-1879300Plan #002PY 2018

P.O. BOX 704 - LIGHTFOOT, VA 23090757-741-4041

Prospect flagsHigh retiree %

How to read this page

Total assets (EOY)

$25.6M

-11.2% from 2017

Total participants

132

+1.5% from 2017

Average account balance

$195,434

-11.9% from 2017

Annual return

-4.37%

-18.99 pp from 2017

Benchmarks

See 3,933 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants25-99

Cohort3,933 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$27.30M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$455K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

240.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.03M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$41K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$71021

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
MORNINGSTAR4+ years Service code 27 · EIN 36-3297908	Advisory (Plan)	$14,280
VOYA RETIREMENT INSURANCE & ANNUITY4+ years Filed as: VOYA RETIREMENT INS AND ANNUITY CO Service code 27 · EIN 71-0294708	Advisory (Plan)	$14,280
BDO USA, LLP2 years Filed as: BDO Service code 10 · EIN 13-5381590	Accounting	$8,400
PENSION ASSURANCE LLP4+ years Filed as: THE PENSION STUDIO Service code 49 · EIN 54-2154380 1226 OMAR ROAD · WEST PALM BEACH, FL 33405	Other Services	$6,940

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$15K

$256 / participant

Contract admin$15K100.0%

% of EOY assets

0.060%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BDO USA, LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$195,434

$42,383+361.1%

$76,518+155.4%

$64,173+204.5%

Participation rate

98.3%

58.1%+40.2pp

68.0%+30.3pp

69.6%+28.8pp

Annual return

-4.37%

-16.54%+12.2pp

-0.27%-4.1pp

7.63%-12.0pp

Employer contribution / active EE

$26,678

$1,563+1606.6%

$2,647+907.8%

$2,381+1020.6%

Participant deferral / active EE

$14,317

$2,566+457.9%

$3,836+273.3%

$3,470+312.6%

Admin fee / account holder

$117

$3,198-96.3%

$4,849-97.6%

$4,887-97.6%

Provider

Service type

Compensation

MORNINGSTAR4+ years

Service code 27 · EIN 36-3297908

Advisory (Plan)

$14,280

VOYA RETIREMENT INSURANCE & ANNUITY4+ years

Filed as: VOYA RETIREMENT INS AND ANNUITY CO

Service code 27 · EIN 71-0294708

Advisory (Plan)

$14,280

BDO USA, LLP2 years

Filed as: BDO

Service code 10 · EIN 13-5381590

Accounting

$8,400

PENSION ASSURANCE LLP4+ years

Filed as: THE PENSION STUDIO

Service code 49 · EIN 54-2154380

1226 OMAR ROAD · WEST PALM BEACH, FL 33405

Other Services

$6,940

ENSERV, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENSERV, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion