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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,278 | $99,345-71.5% | $84,753-66.6% | $273,972-89.7% |
| Participation rate | 76.2% | 80.7%-4.5pp | 76.6%-0.4pp | 83.0%-6.8pp |
| Annual return | 9.82% | 22.93%-13.1pp | 22.78%-13.0pp | 41.46%-31.6pp |
| Employer contribution / active EE | $2,939 | $4,214-30.3% | $3,574-17.8% | $4,869-39.6% |
| Participant deferral / active EE | $3,816 | $4,270-10.6% | $3,712+2.8% | $5,287-27.8% |
| Admin fee / account holder | $768 | $6,645-88.4% | $5,333-85.6% | $10,133-92.4% |