Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $30,875 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,235 | $122,042-13.0% | $184,260-42.3% | $74,459+42.7% |
| Participation rate | 66.3% | 85.5%-19.2pp | 86.8%-20.5pp | 67.2%-0.9pp |
| Annual return | 14.76% | 19.91%-5.1pp | 28.84%-14.1pp | 1369.70%-1354.9pp |
| Employer contribution / active EE | $0 | $4,537-100.0% | $6,427-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $6,494 | $7,143-9.1% | $9,133-28.9% | $4,350+49.3% |
| Admin fee / account holder | $175 | $1,252-86.0% | $13,898-98.7% | $1,945-91.0% |