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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,415 | $209,422-91.2% | $178,503-89.7% | $158,982-88.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 9.01% | 188.81%-179.8pp | 151.12%-142.1pp | 302.99%-294.0pp |
| Employer contribution / active EE | $3,740 | $5,707-34.5% | $5,011-25.4% | $4,763-21.5% |
| Participant deferral / active EE | $1,721 | $5,955-71.1% | $5,202-66.9% | $5,983-71.2% |
| Admin fee / account holder | $729 | $17,079-95.7% | $13,987-94.8% | $11,252-93.5% |