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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,668 | $93,617-67.2% | $135,982-77.4% | $75,177-59.2% |
| Participation rate | 76.9% | 75.2%+1.7pp | 81.9%-5.0pp | 67.2%+9.7pp |
| Annual return | 82.51% | 30.89%+51.6pp | 68.32%+14.2pp | 160.75%-78.2pp |
| Employer contribution / active EE | $2,137 | $3,538-39.6% | $4,859-56.0% | $2,671-20.0% |
| Participant deferral / active EE | $4,470 | $6,406-30.2% | $7,760-42.4% | $4,126+8.3% |
| Admin fee / account holder | $692 | $6,980-90.1% | $10,767-93.6% | $5,651-87.8% |