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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,414 | $102,429+161.1% | $147,096+81.8% | $80,925+230.4% |
| Participation rate | 87.9% | 75.9%+12.0pp | 82.2%+5.7pp | 67.7%+20.2pp |
| Annual return | 12.62% | 135.02%-122.4pp | 419.75%-407.1pp | 35.65%-23.0pp |
| Employer contribution / active EE | $3,263 | $3,716-12.2% | $4,936-33.9% | $2,756+18.4% |
| Participant deferral / active EE | $7,520 | $6,649+13.1% | $8,071-6.8% | $4,299+74.9% |
| Admin fee / account holder | $646 | $7,957-91.9% | $13,005-95.0% | $6,940-90.7% |