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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,414 | $102,422+161.1% | $147,117+81.8% | $80,959+230.3% |
| Participation rate | 87.9% | 75.9%+12.0pp | 82.2%+5.7pp | 67.7%+20.2pp |
| Annual return | 12.62% | 135.16%-122.5pp | 420.54%-407.9pp | 35.67%-23.0pp |
| Employer contribution / active EE | $3,263 | $3,717-12.2% | $4,932-33.9% | $2,757+18.3% |
| Participant deferral / active EE | $7,520 | $6,652+13.1% | $8,065-6.7% | $4,300+74.9% |
| Admin fee / account holder | $646 | $7,953-91.9% | $12,993-95.0% | $6,925-90.7% |