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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,166 | $48,364+121.6% | $71,796+49.3% | $62,881+70.4% |
| Participation rate | 32.7% | 60.6%-27.9pp | 69.1%-36.4pp | 69.3%-36.6pp |
| Annual return | 7.05% | 13.16%-6.1pp | 78.04%-71.0pp | 20.14%-13.1pp |
| Employer contribution / active EE | $954 | $1,042-8.5% | $1,924-50.4% | $2,281-58.2% |
| Participant deferral / active EE | $1,867 | $2,091-10.7% | $2,794-33.2% | $3,203-41.7% |
| Admin fee / account holder | $79 | $3,771-97.9% | $4,815-98.4% | $4,296-98.2% |