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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,590 | $138,102+143.0% | $125,381+167.7% | $134,532+149.4% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -16.43% | 750.73%-767.2pp | 572.31%-588.7pp | 418.27%-434.7pp |
| Employer contribution / active EE | $1,504 | $5,245-71.3% | $4,815-68.8% | $4,741-68.3% |
| Participant deferral / active EE | $14,449 | $7,801+85.2% | $7,448+94.0% | $6,401+125.7% |
| Admin fee / account holder | $871 | $11,568-92.5% | $10,007-91.3% | $11,429-92.4% |