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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527,785 | $154,228+242.2% | $145,433+262.9% | $137,256+284.5% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 12.04% | 74.59%-62.5pp | 66.58%-54.5pp | 220.34%-208.3pp |
| Employer contribution / active EE | $4,204 | $4,804-12.5% | $4,554-7.7% | $4,156+1.1% |
| Participant deferral / active EE | $20,712 | $8,216+152.1% | $7,897+162.3% | $6,407+223.3% |
| Admin fee / account holder | $1,937 | $14,344-86.5% | $13,129-85.2% | $12,270-84.2% |