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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,517 | $160,070+182.7% | $147,117+207.6% | $145,897+210.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.65% | 98.69%-90.0pp | 420.54%-411.9pp | 552.29%-543.6pp |
| Employer contribution / active EE | $3,923 | $5,285-25.8% | $4,932-20.5% | $4,663-15.9% |
| Participant deferral / active EE | $19,416 | $8,419+130.6% | $8,065+140.8% | $6,689+190.3% |
| Admin fee / account holder | $5,433 | $15,035-63.9% | $12,993-58.2% | $13,390-59.4% |