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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,672 | $150,447-17.8% | $136,298-9.3% | $147,586-16.2% |
| Participation rate | 70.0% | 84.4%-14.4pp | 81.9%-11.9pp | 82.8%-12.8pp |
| Annual return | 11.81% | 1049.15%-1037.3pp | 5156.27%-5144.5pp | 578.59%-566.8pp |
| Employer contribution / active EE | $3,705 | $5,256-29.5% | $4,696-21.1% | $4,876-24.0% |
| Participant deferral / active EE | $4,544 | $6,631-31.5% | $6,247-27.3% | $5,439-16.5% |
| Admin fee / account holder | $2,274 | $10,906-79.2% | $9,244-75.4% | $10,886-79.1% |