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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,827 | $183,516+47.6% | $155,534+74.1% | $145,884+85.6% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 6.98% | 61.43%-54.4pp | 64.92%-57.9pp | 551.85%-544.9pp |
| Employer contribution / active EE | $25,631 | $5,315+382.3% | $4,675+448.3% | $4,662+449.7% |
| Participant deferral / active EE | $18,029 | $6,467+178.8% | $5,630+220.2% | $6,690+169.5% |
| Admin fee / account holder | $214,795 | $19,293+1013.3% | $15,900+1250.9% | $13,392+1503.9% |