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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,228 | $56,054-65.7% | $171,082-88.8% | $62,881-69.4% |
| Participation rate | 46.2% | 62.9%-16.7pp | 76.7%-30.5pp | 69.3%-23.2pp |
| Annual return | 7.05% | 22.52%-15.5pp | 32.56%-25.5pp | 20.14%-13.1pp |
| Employer contribution / active EE | $0 | $1,731-100.0% | $4,002-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,138 | $3,158-64.0% | $4,797-76.3% | $3,203-64.5% |
| Admin fee / account holder | $250 | $3,647-93.2% | $8,520-97.1% | $4,296-94.2% |