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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,717 | $104,479-10.3% | $159,474-41.2% | $79,391+18.0% |
| Participation rate | 90.4% | 76.6%+13.8pp | 82.8%+7.6pp | 70.7%+19.7pp |
| Annual return | 15.74% | 67.98%-52.2pp | 263.68%-247.9pp | 116.88%-101.1pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,831-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $7,434 | $6,468+14.9% | $7,353+1.1% | $4,046+83.8% |
| Admin fee / account holder | $98 | $711-86.3% | $10,802-99.1% | $627-84.4% |