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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,161 | $148,629-68.3% | $135,982-65.3% | $139,487-66.2% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 15.79% | 79.33%-63.5pp | 68.32%-52.5pp | 373.84%-358.1pp |
| Employer contribution / active EE | $14,199 | $5,247+170.6% | $4,859+192.2% | $4,755+198.6% |
| Participant deferral / active EE | $5,988 | $8,102-26.1% | $7,760-22.8% | $6,713-10.8% |
| Admin fee / account holder | $1,327 | $12,406-89.3% | $10,767-87.7% | $11,407-88.4% |