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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,589 | $79,955-13.0% | $98,461-29.3% | $75,173-7.4% |
| Participation rate | 57.7% | 70.4%-12.7pp | 75.2%-17.5pp | 67.2%-9.5pp |
| Annual return | 18.50% | 19.75%-1.3pp | 21.17%-2.7pp | 160.72%-142.2pp |
| Employer contribution / active EE | $1,890 | $2,264-16.5% | $3,049-38.0% | $2,671-29.2% |
| Participant deferral / active EE | $3,109 | $3,752-17.2% | $4,738-34.4% | $4,126-24.7% |
| Admin fee / account holder | $7,664 | $6,841+12.0% | $8,961-14.5% | $5,651+35.6% |