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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,067 | $160,040-31.2% | $147,096-25.2% | $145,877-24.5% |
| Participation rate | 76.2% | 84.0%-7.8pp | 82.2%-6.0pp | 80.3%-4.1pp |
| Annual return | 18.43% | 98.49%-80.1pp | 419.75%-401.3pp | 551.28%-532.9pp |
| Employer contribution / active EE | $3,074 | $5,289-41.9% | $4,936-37.7% | $4,663-34.1% |
| Participant deferral / active EE | $6,442 | $8,429-23.6% | $8,071-20.2% | $6,691-3.7% |
| Admin fee / account holder | $6,241 | $15,050-58.5% | $13,005-52.0% | $13,402-53.4% |