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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,234 | $167,533+143.1% | $151,645+168.5% | $134,545+202.7% |
| Participation rate | 93.3% | 88.4%+5.0pp | 87.5%+5.8pp | 81.2%+12.1pp |
| Annual return | -16.87% | 7.81%-24.7pp | 3.34%-20.2pp | 418.37%-435.2pp |
| Employer contribution / active EE | $12,277 | $6,828+79.8% | $6,165+99.1% | $4,742+158.9% |
| Participant deferral / active EE | $18,098 | $8,985+101.4% | $8,363+116.4% | $6,401+182.7% |
| Admin fee / account holder | $3,150 | $13,781-77.1% | $11,614-72.9% | $11,431-72.4% |