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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,205 | $56,894-68.0% | $84,753-78.5% | $62,881-71.0% |
| Participation rate | 94.7% | 68.5%+26.2pp | 76.6%+18.1pp | 69.3%+25.4pp |
| Annual return | 4.20% | 6.30%-2.1pp | 22.78%-18.6pp | 20.14%-15.9pp |
| Employer contribution / active EE | $2,202 | $2,400-8.3% | $3,574-38.4% | $2,281-3.5% |
| Participant deferral / active EE | $777 | $2,709-71.3% | $3,712-79.1% | $3,203-75.7% |
| Admin fee / account holder | $1,079 | $3,581-69.9% | $5,333-79.8% | $4,296-74.9% |