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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,213 | $133,981-78.2% | $112,249-74.0% | $134,532-78.3% |
| Participation rate | 81.8% | 78.6%+3.3pp | 75.1%+6.8pp | 81.2%+0.6pp |
| Annual return | -17.89% | 47.16%-65.0pp | 27.48%-45.4pp | 418.27%-436.2pp |
| Employer contribution / active EE | $2,261 | $4,040-44.0% | $3,636-37.8% | $4,741-52.3% |
| Participant deferral / active EE | $4,517 | $5,292-14.7% | $4,729-4.5% | $6,401-29.4% |
| Admin fee / account holder | $333 | $7,492-95.6% | $6,412-94.8% | $11,429-97.1% |