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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,284 | $175,259+51.4% | $149,723+77.2% | $139,487+90.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.60% | 166.82%-153.2pp | 134.50%-120.9pp | 373.84%-360.2pp |
| Employer contribution / active EE | $2,098 | $5,478-61.7% | $4,821-56.5% | $4,755-55.9% |
| Participant deferral / active EE | $8,418 | $6,522+29.1% | $5,682+48.1% | $6,713+25.4% |
| Admin fee / account holder | $1,550 | $16,158-90.4% | $13,215-88.3% | $11,407-86.4% |