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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,296 | $148,629-31.8% | $135,982-25.5% | $139,487-27.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.65% | 79.33%-63.7pp | 68.32%-52.7pp | 373.84%-358.2pp |
| Employer contribution / active EE | $2,169 | $5,247-58.7% | $4,859-55.4% | $4,755-54.4% |
| Participant deferral / active EE | $15,355 | $8,102+89.5% | $7,760+97.9% | $6,713+128.7% |
| Admin fee / account holder | $3,037 | $12,406-75.5% | $10,767-71.8% | $11,407-73.4% |