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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,342 | $85,766+33.3% | $136,297-16.1% | $70,124+63.1% |
| Participation rate | 78.4% | 74.2%+4.3pp | 81.9%-3.5pp | 69.5%+8.9pp |
| Annual return | 14.09% | 31.45%-17.4pp | 5156.19%-5142.1pp | 73.14%-59.1pp |
| Employer contribution / active EE | $4,281 | $2,966+44.3% | $4,696-8.8% | $2,342+82.7% |
| Participant deferral / active EE | $11,279 | $5,051+123.3% | $6,247+80.5% | $3,332+238.5% |
| Admin fee / account holder | $4,813 | $5,420-11.2% | $9,244-47.9% | $4,645+3.6% |