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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,558 | $102,595+102.3% | $94,057+120.7% | $154,746+34.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 18.15% | 583.42%-565.3pp | 480.62%-462.5pp | 172.34%-154.2pp |
| Employer contribution / active EE | $4,042 | $3,147+28.4% | $2,933+37.8% | $4,379-7.7% |
| Participant deferral / active EE | $12,638 | $5,118+146.9% | $4,709+168.4% | $6,730+87.8% |
| Admin fee / account holder | $2,578 | $7,736-66.7% | $7,244-64.4% | $14,365-82.1% |