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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,495 | $113,338-70.4% | $94,993-64.7% | $147,586-77.3% |
| Participation rate | 46.2% | 78.0%-31.8pp | 73.9%-27.7pp | 82.8%-36.7pp |
| Annual return | 19.58% | 20.80%-1.2pp | 27.14%-7.6pp | 578.59%-559.0pp |
| Employer contribution / active EE | $709 | $3,160-77.6% | $2,603-72.8% | $4,876-85.5% |
| Participant deferral / active EE | $1,519 | $3,777-59.8% | $3,317-54.2% | $5,439-72.1% |
| Admin fee / account holder | $616 | $6,063-89.8% | $4,960-87.6% | $10,886-94.3% |