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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,582 | $134,817-83.3% | $123,973-81.8% | $155,188-85.4% |
| Participation rate | 91.7% | 79.4%+12.3pp | 76.7%+15.0pp | 80.8%+10.9pp |
| Annual return | 15.01% | 515.49%-500.5pp | 388.13%-373.1pp | 148.84%-133.8pp |
| Employer contribution / active EE | $2,590 | $4,425-41.5% | $4,126-37.2% | $4,248-39.0% |
| Participant deferral / active EE | $3,946 | $5,706-30.9% | $5,247-24.8% | $6,531-39.6% |
| Admin fee / account holder | $596 | $13,245-95.5% | $11,799-95.0% | $14,480-95.9% |