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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,582 | $111,535-79.8% | $105,223-78.5% | $137,256-83.5% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 80.0%+11.7pp |
| Annual return | 15.01% | 237.85%-222.8pp | 180.65%-165.6pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,590 | $3,939-34.3% | $3,689-29.8% | $4,156-37.7% |
| Participant deferral / active EE | $3,946 | $5,500-28.3% | $5,072-22.2% | $6,407-38.4% |
| Admin fee / account holder | $596 | $9,721-93.9% | $8,859-93.3% | $12,270-95.1% |