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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,126 | $78,690-61.7% | $161,489-81.3% | $87,485-65.6% |
| Participation rate | 87.9% | 67.5%+20.4pp | 78.7%+9.2pp | 68.9%+18.9pp |
| Annual return | 13.43% | 32.74%-19.3pp | 89.72%-76.3pp | 26.06%-12.6pp |
| Employer contribution / active EE | $1,342 | $2,588-48.2% | $4,268-68.6% | $2,596-48.3% |
| Participant deferral / active EE | $2,857 | $3,311-13.7% | $5,630-49.3% | $4,274-33.2% |
| Admin fee / account holder | $2,954 | $6,724-56.1% | $16,006-81.5% | $7,775-62.0% |