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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,047 | $138,114-48.6% | $125,391-43.3% | $134,545-47.2% |
| Participation rate | 40.0% | 84.5%-44.5pp | 82.4%-42.4pp | 81.2%-41.2pp |
| Annual return | -16.49% | 750.88%-767.4pp | 572.41%-588.9pp | 418.37%-434.9pp |
| Employer contribution / active EE | $2,492 | $5,246-52.5% | $4,816-48.3% | $4,742-47.5% |
| Participant deferral / active EE | $6,188 | $7,801-20.7% | $7,448-16.9% | $6,401-3.3% |
| Admin fee / account holder | $111 | $11,570-99.0% | $10,009-98.9% | $11,431-99.0% |