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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,735 | $160,070-47.7% | $147,117-43.1% | $145,897-42.6% |
| Participation rate | 31.3% | 84.0%-52.8pp | 82.2%-50.9pp | 80.3%-49.1pp |
| Annual return | 9.92% | 98.69%-88.8pp | 420.54%-410.6pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,152 | $5,285-59.3% | $4,932-56.4% | $4,663-53.9% |
| Participant deferral / active EE | $4,407 | $8,419-47.7% | $8,065-45.3% | $6,689-34.1% |
| Admin fee / account holder | $24,884 | $15,035+65.5% | $12,993+91.5% | $13,390+85.8% |