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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,924 | $60,349+98.7% | $74,184+61.7% | $62,881+90.7% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 6.19% | 21.38%-15.2pp | 17.74%-11.5pp | 20.14%-14.0pp |
| Employer contribution / active EE | $2,930 | $1,680+74.4% | $2,370+23.6% | $2,281+28.5% |
| Participant deferral / active EE | $10,338 | $2,856+261.9% | $3,550+191.2% | $3,203+222.8% |
| Admin fee / account holder | $25,701 | $4,261+503.2% | $5,586+360.1% | $4,296+498.3% |