Retirement plan

CAPITAL ONE FINANCIAL CORPORATION ASSOCIATE SAVINGS PLAN

Name: CAPITAL ONE FINANCIAL CORPORATION - CAPITAL ONE FINANCIAL CORPORATION ASSOCIATE SAVINGS PLAN (2015) Form 5500
Creator: CAPITAL ONE FINANCIAL CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAPITAL ONE FINANCIAL CORPORATION ASSOCIATE SAVINGS PLAN, CAPITAL ONE FINANCIAL CORPORATION

CAPITAL ONE FINANCIAL CORPORATIONEIN 54-1719854Plan #002PY 2015

1680 CAPITAL ONE DRIVE - MCLEAN, VA 221023491703-875-1000

Other plans on this EIN

1 filing

#001Retirement-$226.4M assets

Prospect flagsLow returns

Top hat statement on fileNQDC

Filed June 25, 2004

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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How to read this page

Total assets (EOY)

$3778.5M

No prior year

Total participants

68,787

No prior year

Average account balance

$69,719

No prior year

Annual return

-1.34%

No prior year

Benchmarks

See 908 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants>=10,000

Cohort908 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.05B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$175K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

68,883

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.03B

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$23K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$207

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Filed as: FIDELITY INV INST OPERATIONS CO INC Service code 37 · EIN 04-2647786	Loan Processing	$2,641,871
STRATEGIC ADVISORS, INC.1+ years Service code 27 · EIN 04-2654524	Advisory (Plan)	$850,502
MERCER1+ years Filed as: MERCER INVESTMENT CO Service code 16 · EIN 61-0736136	Consulting	$124,185
KEITER1+ years Filed as: KEITER, STEPHENS, HURST, GARY & SHR Service code 10 · EIN 54-1631262	Accounting	$27,666

Plan features & details

Pension benefit codes2E2F2G2J2K3F3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$3.6M

$63 / participant

Investment mgmt$975K26.7%
Other / not subdivided$3M73.3%

% of EOY assets

0.096%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KEITER, STEPHENS, HURST, GARY & SHR
Auditor EIN: 541631262
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$69,719

$69,651+0.1%

$105,218-33.7%

$69,651+0.1%

Participation rate

74.6%

66.6%+8.0pp

77.2%-2.6pp

66.6%+8.0pp

Annual return

-1.34%

53.77%-55.1pp

5.33%-6.7pp

53.77%-55.1pp

Employer contribution / active EE

$3,903

$2,241+74.2%

$3,255+19.9%

$2,241+74.2%

Participant deferral / active EE

$3,908

$3,635+7.5%

$4,867-19.7%

$3,635+7.5%

Admin fee / account holder

$67

$63+6.4%

$6,992-99.0%

$63+6.4%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Filed as: FIDELITY INV INST OPERATIONS CO INC

Service code 37 · EIN 04-2647786

Loan Processing

$2,641,871

STRATEGIC ADVISORS, INC.1+ years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$850,502

MERCER1+ years

Filed as: MERCER INVESTMENT CO

Service code 16 · EIN 61-0736136

Consulting

$124,185

KEITER1+ years

Filed as: KEITER, STEPHENS, HURST, GARY & SHR

Service code 10 · EIN 54-1631262

Accounting

$27,666

CAPITAL ONE FINANCIAL CORPORATION ASSOCIATE SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAPITAL ONE FINANCIAL CORPORATION ASSOCIATE SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion