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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,344 | $81,476-13.7% | $102,383-31.3% | $80,925-13.1% |
| Participation rate | 83.8% | 66.8%+16.9pp | 74.5%+9.3pp | 67.7%+16.1pp |
| Annual return | 9.18% | 25.59%-16.4pp | 24.94%-15.8pp | 35.65%-26.5pp |
| Employer contribution / active EE | $4,611 | $3,105+48.5% | $3,870+19.1% | $2,756+67.3% |
| Participant deferral / active EE | $3,519 | $3,871-9.1% | $5,060-30.5% | $4,299-18.1% |
| Admin fee / account holder | $3,351 | $6,717-50.1% | $8,391-60.1% | $6,940-51.7% |