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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,765 | $144,130-79.3% | $117,860-74.7% | $147,585-79.8% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.0pp | 82.8%+2.9pp |
| Annual return | 23.11% | 531.20%-508.1pp | 335.10%-312.0pp | 578.58%-555.5pp |
| Employer contribution / active EE | $7,427 | $4,897+51.7% | $3,786+96.2% | $4,876+52.3% |
| Participant deferral / active EE | $4,466 | $5,316-16.0% | $4,482-0.3% | $5,439-17.9% |
| Admin fee / account holder | $773 | $10,887-92.9% | $8,021-90.4% | $10,886-92.9% |