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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,406 | $75,962-37.6% | $154,111-69.2% | $64,173-26.1% |
| Participation rate | 31.3% | 70.4%-39.1pp | 83.0%-51.7pp | 69.6%-38.2pp |
| Annual return | -7.95% | 30.32%-38.3pp | 735.18%-743.1pp | 7.63%-15.6pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,660 | $3,175-47.7% | $5,081-67.3% | $3,470-52.2% |
| Admin fee / account holder | $936 | $5,589-83.3% | $13,411-93.0% | $4,887-80.9% |