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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,482 | $135,956-33.4% | $123,894-27.0% | $273,972-67.0% |
| Participation rate | 95.7% | 84.1%+11.6pp | 81.4%+14.2pp | 83.0%+12.6pp |
| Annual return | 0.70% | 56.63%-55.9pp | 47.52%-46.8pp | 41.46%-40.8pp |
| Employer contribution / active EE | $7,269 | $5,170+40.6% | $4,617+57.5% | $4,869+49.3% |
| Participant deferral / active EE | $4,352 | $6,343-31.4% | $5,984-27.3% | $5,287-17.7% |
| Admin fee / account holder | $17,139 | $9,817+74.6% | $8,357+105.1% | $10,133+69.1% |