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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,896 | $135,956+127.2% | $123,894+149.3% | $273,972+12.7% |
| Participation rate | 94.4% | 84.1%+10.4pp | 81.4%+13.0pp | 83.0%+11.4pp |
| Annual return | 11.64% | 56.63%-45.0pp | 47.52%-35.9pp | 41.46%-29.8pp |
| Employer contribution / active EE | $3,815 | $5,170-26.2% | $4,617-17.4% | $4,869-21.6% |
| Participant deferral / active EE | $14,294 | $6,343+125.4% | $5,984+138.9% | $5,287+170.3% |
| Admin fee / account holder | $1,191 | $9,817-87.9% | $8,357-85.7% | $10,133-88.2% |