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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,365 | $81,763-39.6% | $58,561-15.7% | $139,466-64.6% |
| Participation rate | 62.5% | 61.3%+1.2pp | 50.9%+11.6pp | 80.3%-17.8pp |
| Annual return | 15.26% | 7427.77%-7412.5pp | 4251.33%-4236.1pp | 373.66%-358.4pp |
| Employer contribution / active EE | $1,057 | $1,398-24.4% | $1,053+0.3% | $4,754-77.8% |
| Participant deferral / active EE | $1,264 | $2,555-50.5% | $1,923-34.3% | $6,712-81.2% |
| Admin fee / account holder | $3,176 | $3,273-3.0% | $2,520+26.0% | $11,409-72.2% |