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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,415 | $201,594-69.5% | $101,275-39.4% | - |
| Participation rate | 90.9% | 64.6%+26.3pp | 75.8%+15.1pp | - |
| Annual return | 14.78% | 13.55%+1.2pp | 46.48%-31.7pp | - |
| Employer contribution / active EE | $2,087 | $2,288-8.8% | $3,660-43.0% | - |
| Participant deferral / active EE | $6,440 | $3,091+108.4% | $4,371+47.4% | - |
| Admin fee / account holder | $305 | $7,709-96.0% | $5,948-94.9% | - |