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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,178 | $148,629-44.0% | $135,982-38.8% | $139,487-40.4% |
| Participation rate | 53.8% | 83.9%-30.0pp | 81.9%-28.1pp | 80.3%-26.5pp |
| Annual return | 13.22% | 79.33%-66.1pp | 68.32%-55.1pp | 373.84%-360.6pp |
| Employer contribution / active EE | $1,950 | $5,247-62.8% | $4,859-59.9% | $4,755-59.0% |
| Participant deferral / active EE | $4,657 | $8,102-42.5% | $7,760-40.0% | $6,713-30.6% |
| Admin fee / account holder | $40,983 | $12,406+230.3% | $10,767+280.6% | $11,407+259.3% |