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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,498 | $165,381-51.3% | $149,730-46.2% | $158,966-49.4% |
| Participation rate | 95.0% | 84.6%+10.4pp | 82.5%+12.5pp | 82.0%+13.0pp |
| Annual return | 6.29% | 348.29%-342.0pp | 276.70%-270.4pp | 302.95%-296.7pp |
| Employer contribution / active EE | $2,856 | $5,104-44.0% | $4,645-38.5% | $4,762-40.0% |
| Participant deferral / active EE | $3,857 | $7,182-46.3% | $6,843-43.6% | $5,983-35.5% |
| Admin fee / account holder | $27,982 | $10,809+158.9% | $9,310+200.5% | $11,250+148.7% |