Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,825 | $43,749-29.5% | $158,223-80.5% | $65,306-52.8% |
| Participation rate | 46.9% | 56.9%-10.0pp | 79.2%-32.3pp | 57.7%-10.8pp |
| Annual return | 10.43% | 19.41%-9.0pp | 52.09%-41.7pp | 21.94%-11.5pp |
| Employer contribution / active EE | $0 | $1,497-100.0% | $4,109-100.0% | $1,967-100.0% |
| Participant deferral / active EE | $2,755 | $2,019+36.5% | $5,467-49.6% | $2,959-6.9% |
| Admin fee / account holder | $2,337 | $1,930+21.1% | $16,047-85.4% | $3,480-32.8% |