Filed October 31, 2025
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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 37-1479833 | Recordkeeping | $68,139 |
Filed as: VERATIS INVESTMENT GROUP INC Service code 28 · EIN 56-2274965 | Investment Management | $58,950 |
Filed as: HUGHES PITTMAN & GUPTON LLP Service code 10 · EIN 56-1415202 | Accounting | $17,100 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Float revenue; ... | $1,462 |
Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $10 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO.,INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,836 | $155,795-27.6% | $136,294-17.2% | $69,631+62.0% |
| Participation rate | 97.7% | 75.2%+22.4pp | 81.9%+15.7pp | 70.7%+27.0pp |
| Annual return | 18.96% | 232464.33%-232445.4pp | 5155.94%-5137.0pp | 27571.02%-27552.1pp |
| Employer contribution / active EE | $2,753 | $2,991-8.0% | $4,695-41.4% | $2,032+35.5% |
| Participant deferral / active EE | $11,864 | $5,394+120.0% | $6,247+89.9% | $3,224+268.0% |
| Admin fee / account holder | $352 | $128+174.2% | $9,243-96.2% | $110+218.5% |