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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,054 | $56,054+1.8% | $171,082-66.7% | $62,881-9.3% |
| Participation rate | 90.9% | 62.9%+28.0pp | 76.7%+14.2pp | 69.3%+21.6pp |
| Annual return | 8.66% | 22.52%-13.9pp | 32.56%-23.9pp | 20.14%-11.5pp |
| Employer contribution / active EE | $1,966 | $1,731+13.6% | $4,002-50.9% | $2,281-13.8% |
| Participant deferral / active EE | $3,715 | $3,158+17.6% | $4,797-22.6% | $3,203+16.0% |
| Admin fee / account holder | $3,927 | $3,647+7.7% | $8,520-53.9% | $4,296-8.6% |