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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,713 | $44,850+13.1% | $60,547-16.2% | $59,633-15.0% |
| Participation rate | 59.1% | 59.5%-0.4pp | 68.0%-8.9pp | 68.7%-9.6pp |
| Annual return | -1.13% | 1074.14%-1075.3pp | 335.64%-336.8pp | 2041.40%-2042.5pp |
| Employer contribution / active EE | $324 | $1,462-77.8% | $2,419-86.6% | $2,203-85.3% |
| Participant deferral / active EE | $1,855 | $2,230-16.8% | $3,328-44.2% | $3,192-41.9% |
| Admin fee / account holder | $1,397 | $3,635-61.6% | $4,536-69.2% | $4,297-67.5% |