Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,628 | $69,977-47.7% | $108,582-66.3% | $62,881-41.8% |
| Participation rate | 32.9% | 72.9%-40.0pp | 79.6%-46.7pp | 69.3%-36.4pp |
| Annual return | 4.77% | 10.73%-6.0pp | -51.70%+56.5pp | 20.14%-15.4pp |
| Employer contribution / active EE | $143 | $2,135-93.3% | $3,758-96.2% | $2,281-93.7% |
| Participant deferral / active EE | $1,529 | $3,165-51.7% | $4,311-64.5% | $3,203-52.3% |
| Admin fee / account holder | $4,069 | $5,076-19.8% | $7,645-46.8% | $4,296-5.3% |