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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,326 | $150,446-56.6% | $136,297-52.1% | $147,585-55.7% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 14.91% | 1049.14%-1034.2pp | 5156.19%-5141.3pp | 578.58%-563.7pp |
| Employer contribution / active EE | $5,379 | $5,256+2.3% | $4,696+14.6% | $4,876+10.3% |
| Participant deferral / active EE | $7,573 | $6,631+14.2% | $6,247+21.2% | $5,439+39.2% |
| Admin fee / account holder | $18,386 | $10,906+68.6% | $9,244+98.9% | $10,886+68.9% |