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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,687 | $156,398+19.4% | $147,318+26.7% | $138,895+34.4% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 19.58% | 78.75%-59.2pp | 70.43%-50.9pp | 145.39%-125.8pp |
| Employer contribution / active EE | $6,628 | $4,853+36.6% | $4,593+44.3% | $4,194+58.0% |
| Participant deferral / active EE | $15,723 | $8,237+90.9% | $7,906+98.9% | $6,396+145.8% |
| Admin fee / account holder | $9,958 | $14,976-33.5% | $13,708-27.4% | $12,562-20.7% |