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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,208 | $62,583-13.4% | $76,767-29.4% | $64,173-15.5% |
| Participation rate | 94.0% | 72.8%+21.2pp | 77.0%+17.1pp | 69.6%+24.5pp |
| Annual return | -1.31% | -1.95%+0.6pp | 2.43%-3.7pp | 7.63%-8.9pp |
| Employer contribution / active EE | $1,918 | $1,832+4.7% | $2,485-22.8% | $2,381-19.4% |
| Participant deferral / active EE | $4,930 | $3,145+56.7% | $3,852+28.0% | $3,470+42.1% |
| Admin fee / account holder | $3,048 | $4,667-34.7% | $6,675-54.3% | $4,887-37.6% |