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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,629 | $93,124-73.6% | $77,100-68.1% | $134,545-81.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -22.65% | 62.68%-85.3pp | 42.35%-65.0pp | 418.37%-441.0pp |
| Employer contribution / active EE | $5,927 | $3,421+73.3% | $2,815+110.6% | $4,742+25.0% |
| Participant deferral / active EE | $9,055 | $5,242+72.7% | $4,430+104.4% | $6,401+41.4% |
| Admin fee / account holder | $3,763 | $6,970-46.0% | $5,443-30.9% | $11,431-67.1% |